Form 1040 for US citizens and residents

Is this for you?

This is for you if you are:

• a US citizen or green-card holder, living in the US or abroad;
• living in the US on a visa and counted as a US resident for tax by your days in the country (we check this for you with a day count);
• self-employed or running a single-member LLC (Schedule C), or renting out property (Schedule E);
• an owner of an S-corp or partnership with a K-1 to report;
• receiving income from abroad: rent, salary, business or bank profit;
• married to someone who has no SSN, or supporting children who need an ITIN.

Not a US resident? You need Form 1040-NR instead.

What's included

• Federal Form 1040 with the schedules you need (business, rental, self-employment, K-1 income)
• Your income from abroad, and credit for foreign tax you paid on it
• The foreign-account questions answered and written down (FBAR and Form 8938 prepared when needed, included in your quote)
• Credits and deductions you qualify for, with the checks the IRS requires us to make
• A draft in your portal to approve, and revisions until it's right
• E-filing with the IRS and the acknowledgement in your portal

Not included unless quoted: state returns (most states tax residents' income), spouse or child ITINs (ITIN, $239 each), and missed past years.

How it works

1. Start in the portal. Create your account, choose the service, accept the client agreement and get your invoice. 2. Send your documents. Upload them in the portal (not by WhatsApp or email). We tell you if anything is missing. 3. We prepare your draft. Our preparer builds the return in professional tax software. 4. You check and approve it. You get the draft in the portal. Approve it, or ask for a change and we send a new version. 5. Pay and sign. Full payment before we file. Then print Form 8879 (the form that lets us e-file for you), sign it with a pen and upload a clear photo or scan. 6. We file and send proof. Ishfaq Ahmed reviews and files every return. We e-file it with the IRS, and the IRS acknowledgement goes into your portal with your final copy., with step 5 line: "Then print Form 8879, sign it with a pen and upload a clear scan. On a joint return, each spouse signs." Then Our cut-off: send your documents, approval, signature and payment by the 13th of the deadline month (13 March, 13 April, 13 June). After that we file an extension first ($50, a separate service) and then your return.

What we need from you

• Last year's return, if you have it
• ID and SSN or ITIN for everyone on the return, including children
• W-2s and 1099s (work, contract, interest, dividends, brokerage, payment apps), and any K-1s
• Business or rental income and expenses
• Foreign income, foreign bank accounts (country and highest balance in 2026) and foreign tax paid
• Gifts or inheritance received from abroad
• The states you lived or worked in during 2026, with dates
• Estimated tax payments you made
• Visa holders: your visa type and US entry and exit dates for 2024 to 2026

Deadlines and penalties

• Due date: April 15, 2027 (tax year 2026).
• Living abroad on April 15? US citizens and residents living outside the US get an automatic two extra months to file, until June 15, 2027. Interest on any tax owed still runs from April 15.
• More time: Form 4868 extends filing to October 15, 2027. Tax is still due April 15. Tax extensions, $50.
• FBAR: if your foreign accounts together were over $10,000 at any time in 2026, you file FinCEN Form 114, due April 15 with an automatic extension to October 15. The penalties are heavy, so we always ask.
• Late filing with tax owed: 5% of the unpaid tax per month, up to 25%.

Key 2026 figures (H3): standard deduction $16,100 (single), $32,200 (married filing jointly), $24,150 (head of household); child tax credit up to $2,200 per qualifying child; self-employment tax 15.3% on net self-employment earnings of $400 or more.

Price

Price after review. Send your last return and a list of your income types; we reply in the portal with a written quote that depends on the schedules, foreign income, states and foreign-account forms you need. You pay nothing until you accept. Full payment before we file. Bank transfer; the payment details come with your invoice in the portal. Card payments are not available yet. The IRS charges nothing to file a return; our fee is for preparing and filing it.